A Cheerful Giver
At Rio, we believe our attitude towards giving and generosity matters. Why you give is eternally more valuable than what you give.
We give as an act of worship, an offering of thanks to God, and as a demonstration of our devotion to Him over all other gods, particularly the one we tend to worship most—money. Our offerings do not meet a need in God, they meet a need in us.
Understanding that our irreconcilable debt of sin was paid at the cross and a free and eternal gift of grace through faith in Jesus helps us develop a proper posture toward becoming people who are both generous and joyful.
“Whoever sows sparingly will also reap sparingly, and whoever sows bountifully will also reap bountifully. Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver" 2 Corinthians 9:6-7
We are called to give cheerfully. We are also called to give wisely. Increasing giving to Church does not mean we have to reduce our personal lifestyles to give more cash. Giving can be increased by giving non-cash assets. Here are some assets to consider:
- Appreciated Securities – stocks, bonds and mutual funds
- Real Estate – houses, buildings, or other properties
- Life Insurance – whole, universal or variable
- Business Interests – limited partnerships, limited liability companies or S corporations
- Personal Property – royalties, copyrights, patents, precious metals like gold
- Loan Notes – money owed to you through loan notes
- Estate Gifts – proceeds from wills or trusts
- Retirement Plans – 401(k)s, IRAs or pension plans
Another item to consider is that (as of this writing) the DOW is at an all-time high. This is an opportunity to give stock, eliminate the capital gains tax and get a great income tax deduction.
If you have a non-cash asset you would like to give to Church, contact JoAnne Daudt (email@example.com), to learn more. JoAnne is an attorney in Broward County who specializes in Estates, Wills, and Trusts, and she is also a member of the Finance Committee at our church. She can advise you on how to proceed.
Donations Via PayPal
Our online giving is processed securely by SubSplash and requires your credit or debit card. If you wish to give using the same account both in our Rio app and on the church website, then SubSplash is your option.
In the past, we processed payments through PayPal. Those who established recurring giving using PayPal, those payments will continue. If you wish to cancel that recurring payment, please log in to your PayPal account to do so (read this link from PayPal for instructions). To set up a new recurring contribution with a different amount, follow this link.
If you would like to make a one time donation using PayPal, click the button below.
Request a mailed contribution statement
If you would like a statement of your contributions please fill out the form below and we will be happy to send one to you in the mail. Statements can either be mailed to you each quarter or at year end.
LEVEL 1: TITHES
It’s 10% of your gross income, before taxes and all other withholdings. It’s derived from a command of God. See Leviticus 27:30
Tithing predates the OT law. Abraham and Jacob paid tithes long before Moses (the lawgiver) was even born (See Genesis 14 & 28, respectively). Moreover, Jesus affirmed tithing in his criticisms of the Pharisees in Matthew 23:23 and Luke 11:42, where he commended them for their rather scrupulous tithing but criticized them for ignoring things like justice, mercy, faithfulness and the love of God.
The tithe goes directly to your home church, which is the New Testament equivalent of the Old Testament “storehouse.” The storehouse was the support base for 1) the Levites (today understood as church pastors, staff & vocational ministry leaders) and 2) the “widows & orphans” (the poor and needy). In a farming culture, it was a storehouse, where food and other supplies which had been tithed were kept for use in supporting the Levites and the needy. Today, in a monetary culture, the storehouse is a fund which fulfills these same purposes. See Malachi 3:10.
The tithe is a faithful response to God’s provision for you, an act of worship acknowledging that it all belongs to him. It’s different than personally directed charitable giving, in which you support a particular cause or mission close to your heart. See Psalm 24:1 and Colossians 1:16
Tithes are applied to the church’s general operating fund. They cover not only basic operating expenses like utilities, maintenance, etc. They also cover administrative and ministry staff, ministry budgets, missions of mercy and evangelism such as local and international church planting, 4kids foster care, Hope South Florida homeless ministry and much more. The tithe provides the financial foundation for an active, healthy, transformational local church. It is a material reflection of our heart toward our world.
The tithe is taken from “first fruits.” This means it comes from your gross income, before taxes and any other withholdings. Further, it should be seen as a floor and not a ceiling. The tithe serves as a sort of baseline for generous living. In other words, paying my tithe isn’t covering my “taxes” for citizenship in the Kingdom of God. It’s a regular reminder that all I have is the Lord’s. So the question is not “how little can I give to cover the bill?” Rather, it’s “how much can I give in grateful response to the Lord’s blessing?” See Exodus 23:19a
Tithes are intended for use in the general operating fund, the “storehouse.” Gifts for specific use fall above and beyond the tithe and come under the category of “missional giving,” discussed below.
God calls us to honor him first with our wealth, and we must consider that very carefully when answering this question. God also calls us to be true to our word, to pay our debts, to keep our commitments and, in as much as we are able, to provide for our families. God is not honored by a failure to meet your financial obligations and put food in your children’s mouths. However, that is not the choice that many of us face. Some can “afford” to tithe and don’t. Others cannot “afford” to tithe because of spending decisions and lifestyle choices that we have made in which we haven’t given God his place in our financial planning (again, he is to be first) and worship (10% is an acknowledgment of the fact that he owns it all). There is a “downsizing” of life that needs to occur in that scenario that makes space for Level 1 (tithing) and Level 2 (Sacrificial Giving Beyond the Tithe) giving. That said, if you are faced with choices such as meeting your financial obligations or putting food on the table, it’s time to make a plan to move toward financial freedom and generosity. You can: a) Start giving at some level to establish a pattern of generosity. b) Take a fearless personal financial inventory. Consider seeking counsel in this area from our benevolence team. c) Develop and implement a strategy to live more generously. Financial coaches are available to help you through these decisions.
Accruing debt weakens your financial position over time and ultimately hampers your ability to live generously. Again, if you find yourself in this position, make a plan to work out of debt and toward financial freedom and the generosity it will produce.
LEVEL 2: Sacrificial Giving Beyond the Tithe
Besides tithing the Bible talks about other forms of giving. There are offerings made to specific purposes, dedications made in honor of the Lord and alms given to the poor. Again, the tithe should be seen as a floor and not a ceiling. Some people set out to give 12%, 20% or more of their income! Interestingly, two very wealthy individuals recently challenged the 400 wealthiest Americans to give away HALF of their income! They did this on the basis that at some point, a point that each person must examine their hearts to determine, enough is enough. In principle, God’s desire is that we be vigilant to identify needs and meet them when we’re able. In dying to self, the question becomes “how little can I consume so that I might produce all the more for the salvation of people and relief from suffering and injustice?”
This is between you and the Lord. 2 Corinthians 9:7 says “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.” Later in that same passage, Paul quotes from Psalm 112, which says God “has distributed freely. He has given to the poor.” The Model we have set before us is Jesus: “The Son of Man came not to be served but to serve and to gave his life as a ransom for many.” It seems that as people fell in love with Jesus, they became more and more enthusiastic and sacrificial in sharing that love.
Any ministry worth supporting should have a Christ-honoring, clear and compelling mission, measurable results, financial transparency and visible, accessible accountability. Once you’ve established those baseline factors, consider the way God has prepared you for that particular ministry so that you can support it with more than just money but with time and talent as well.
No offering is too insignificant. It’s not about the impact on the bottom line. It’s about the place from which it flows—a grateful, generous, sacrificial, missional heart. God prospers and multiplies gifts like that. They inspire people.